About Us

CreditAccess Grameen Limited (CA Grameen) is a publicly listed company and the largest microfinance institution in India. CA Grameen is popularly known as “Grameen Koota” amongst its customers which means “rural group” in Kannada.

The company was visualized by Vinatha M Reddy in December 1996, inspired by the book “Give Us Credit” by Alex Counts. She founded the institution in May 1999 in South Bengaluru. CA Grameen is focussed on providing micro-loans to women customers predominantly in rural areas across India through a wide range of lending products. Our products address the critical needs of our customers throughout their lifecycle including income generation, family welfare, home improvement, and emergency loans. Each of these products has been designed based on customer needs and requests.

The company’s promoter is CreditAccess Asia N.V., a multinational company specializing in MSE financing (micro and small enterprise financing). Grameen Koota continues to be the operating brand of CreditAccess Grameen Limited.

What makes us a Great Place To Work®?

CA Grameen Ltd has been recognized as one of the Best Workplaces^TM in the Microfinance Industry by the Great Place To Work® Institute for 4 consecutive years from January 2020- January 2024.

According to GPW®, CA Grameen’s strong people practices have successfully steered positive employee experience across the areas of Fairness, Care, Recognition, Career Development, and Management Reliability. The company has built and nurtured a High-Trust, High-Performance Culture^TM for its employees along the five dimensions of Credibility, Respect, Fairness, Pride, and Camaraderie. It constantly strives to foster a culture of trust and engagement that helps its people to scale heights and deliver their best!